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    • HECM vs. HELOC
    • HECM for Purchase
    • Proprietary Loan | Jumbo Reverse
    • HomeSafe Second Reverse Mortgage
    • LESS - Limited Equity Share System
  • THINKING IN REVERSE
    • Staying Financially Healthy
    • Videos
    • Podcast
    • Historical Info
    • What's A Reverse Mortgage
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    • Elder Abuse
    • Glossary
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Younger Retiree
​Vanishing Payment
​Program

For Borrowers Age 55 +

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  • A unique refinance program for your clients looking to redirect mortgage payments into savings and investments.
  • At the end of 10 years, payment converts to a reverse-style loan and vanishes for the last surviving borrower’s lifetime.
  • We can reduce the current P&I portion of the mortgage payment by 33% to 50% per month for the next 120 months.
​
​DETAILS
  • FICO 680 or above
  • More than 10 years remaining on existing mortgage
  • Taxes and hazard insurance will be escrowed in new loan
  • Available for jumbo and non-jumbo loans

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310-447-5266 | [email protected]​
Mathius Marc Gertz MBA, AFC®, CDLP®, CREV, CAPS | ​DRE #01999021 | NMLS #1125159 | Team Reverse Your Thinking® 
 E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender 
Branch: 18071 Fitch, Suite 200, Irvine CA  92614
 
Reverse Your Thinking ® | Copyright 2018-2024 | Sitemap | Website by Rhonda May
 E Mortgage Capital, Inc. is a full-service mortgage company that offers extensive options for residential mortgages, with quick service and leading rates
For State Requirements, go to https://www.emortgagecapital.com/licensing

DISCLAIMER: All rights reserved. For information purposes only. This is not an offer to enter into an agreement. This is not a commitment to lend or extend credit. NOT all customers will qualify.
Information, rates and programs are subject to change without notice. All products are subject to credit and property approval and lender underwriting.
Other restrictions and limitations may apply. For licensing information, go to: www.nmlsconsumeraccess.org 
Designated trademarks and brands are the property of their respective owners. This site should not be considered an advertisement in the following states:  AZ, CA, Fl, IA, MN, NJ, SC, WI. 
No mortgage loan applications for properties located in these states will be accepted through this site.

SAYWHYNOT, Incorporated| DRE # 02139767 | NMLS # 2161957 | Mailing Address: 12400 Ventura Blvd Suite 222, Studio City, CA 91604
Branch: 1620 Broadway Suite E, Santa Monica, CA 90404
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  • APPLY NOW
  • HECM TOOLS & OPTIONS
    • HECM Right for You
    • Qualify for a HECM
    • Calculator
    • Younger Retiree Program
    • HECM vs. HELOC
    • HECM for Purchase
    • Proprietary Loan | Jumbo Reverse
    • HomeSafe Second Reverse Mortgage
    • LESS - Limited Equity Share System
  • THINKING IN REVERSE
    • Staying Financially Healthy
    • Videos
    • Podcast
    • Historical Info
    • What's A Reverse Mortgage
    • HECM Funds
    • In The News
    • Aliens
    • Elder Abuse
    • Glossary
    • Resource
      • Knowledge Centre
    • BLOG
  • ABOUT US
    • Mathius M. Gertz Reverse Mortgage Specialist
    • Rhonda May Loan Officer
    • Testimonials
  • TRUSTED ADVISORS