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Permanent Resident Alien

​Can you qualify for a home mortgage, reverse or forward, if not a US citizen? Trying to get home loan financing for aliens can be a long and difficult road — though it’s not necessarily impossible. For the purposes of getting a mortgage, U.S. citizens and permanent resident aliens are practically the same, with one subtle difference: The permanent resident alien needs a green card validating their citizenship authenticity in the U.S. If you have a Social Security number, permanent work stability, can provide a copy of your Green Card, and copies of two years federal U.S. tax returns, you should be good to go in most cases.

If you are a non-permanent resident alien the answer is also yes, so long as you can support a three-year continuance of income, have a valid Social Security number, and you have an eligible work visa.

​Undocumented aliens have a harder road to travel to get financing…but its not impossible. On a case-by-case basis, we have options for you too, especially if you have family members living in the United States.  Best solution? Give us a call and let's discuss it together.
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Mathius Marc Gertz MBA, AFC®, CAPS | ​DRE #001999021 | NMLS #1125159 | DBA Reverse Your Thinking® Mortgage
Office Address: 1620 Broadway, Santa Monica, CA 90404| Mailing Address:  PO Box 3707, Santa Monica, CA 90408
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  • APPLY NOW
  • HECM TOOLS
    • HECM Right for You
    • Quote
    • Calculator
  • OPTIONS
    • HECM vs. HELOC
    • HECM for Purchase
    • Proprietary Loan - Jumbo Reverse
    • LESS - Limited Equity Share System
  • EXPAND YOUR THINKING
    • Videos
    • Historical Info
    • What's A Reverse Mortgage
    • HECM Funds
    • In The News
    • Aliens
    • Elder Abuse
    • Glossary
    • Resource
      • Concierge
      • Professional Concierge
  • BLOG
  • ABOUT US
    • Mathius Marc Gertz Reverse Mortgage Specialist
    • Testimonials
    • Events