Reverse Mortgages in Beverly Hills

Reverse Your Thinking®

A Beverly Hills Home Deserves a Discreet Approach to Reverse Mortgages

You built something remarkable in Beverly Hills, and the last thing you want is to put any of it at risk. Whether your home sits in the Flats, up in Trousdale Estates, or along the Beverly Park hillside, its value likely runs well past what most people picture when they hear the words “reverse mortgage.”

You may think a reverse mortgage is not for you because your property is worth too much or you heard a horror story about someone losing their home 50 years ago.

Those concerns are understandable, but they have nothing to do with the reverse mortgage options available today.

Mathius “Marc” Gertz is a reverse mortgage specialist in Beverly Hills who built Reverse Your Thinking® to correct these fears for homeowners and for the attorneys, CPAs, and wealth advisors who send clients his way. He structures Home Equity Conversion Mortgage (HECM) and proprietary jumbo reverse mortgage programs sized for Beverly Hills property values, letting you keep full title to your home while putting more of its equity to work for you.

Call (310) 447-5266 and tell him what you are trying to protect. He will walk you through your options in plain language, and if a reverse mortgage is not the right fit for your situation, he will tell you that too.

Reverse Mortgage Options for Higher-Value Beverly Hills Homes

Most Beverly Hills homes are worth more than the FHA lending limit that caps a standard HECM, which is exactly why proprietary and jumbo reverse mortgage programs exist. These programs are built for higher-value homes and can put considerably more equity to work than a standard government-insured reverse mortgage allows. Some proprietary programs start at age 55 instead of 62, which opens the door to homeowners who assumed they were still years away from qualifying.

Every version works on the same basic terms. There is no required monthly mortgage payment, the loan is non-recourse, meaning you or your heirs will never owe more than the home is worth, and you keep the title to your home for as long as you live there. Property taxes, insurance, and upkeep stay your responsibility.

Why Beverly Hills Clients Usually Start With the Jumbo and Proprietary Programs

Because so many homes here sit above the standard HECM limit, this is usually the first conversation Marc has with Beverly Hills clients. He works as a broker across roughly a dozen lenders and 15 reverse mortgage programs, comparing proprietary options side by side rather than steering you toward a single company’s product. If a standard HECM genuinely fits your situation better, he will say so. For a closer look at how these higher-limit programs work, visit our Jumbo and Proprietary Reverse Mortgages page.

Reverse Your Thinking®: Separating Fact From Fiction

A decades-old memory still shapes how many Beverly Hills families think about reverse mortgages. Here is what has actually changed.

Fiction: The bank ends up owning your home.

Fact: You keep the title to your home for as long as you live there, exactly as you do now.

Fiction: Your heirs inherit the debt.

Fact: These loans are non-recourse. Your heirs will never owe more than the home is worth, even if the balance grows larger than the home’s value.

Fiction: A reverse mortgage is only for homeowners who are out of options.

Fact: Many Beverly Hills clients use one as a planning tool, often on the advice of their own CPA or financial planner, to create a standby line of credit or delay drawing down other investments.

Fiction: You have to be in financial trouble to qualify.

Fact: Homeowners at every income level use these programs, and eligibility is based on age, equity, and the home itself, not financial hardship.

A White-Glove Process Built for Discretion

Many of Marc’s Beverly Hills clients arrive through a referral from their attorney, CPA, or wealth advisor. That referral relationship shapes how he works. Every conversation stays confidential, every recommendation is explained in plain language, and every step is handled by Marc personally rather than passed off to a call center.

As a Certified Divorce Lending Professional (CDLP®) and an Accredited Financial Counselor (AFC®), Marc is used to explaining financial decisions in a way that attorneys, CPAs, and their clients can trust. We work with your other advisors, not around them.

Video testimonials from clients across California, none of them actors, are featured on our homepage and About page, including one from a Beverly Hills client describing how Marc structured his jumbo reverse mortgage to give him lasting monthly income he could count on.

Beverly Hills Reverse Mortgage Questions

Will I still own my Beverly Hills home?

Yes. A reverse mortgage does not transfer ownership. You keep the title, and you can sell at any time.

Is a reverse mortgage only for people who need the money?

No. Many higher-net-worth Beverly Hills homeowners use a reverse mortgage line of credit as a planning tool, on the advice of their CPA or wealth advisor, not because they are short on cash.

What happens if the loan balance grows larger than my home’s value?

Nothing changes for you or your heirs. These loans are non-recourse, so neither of you will ever owe more than the home is worth.

Will my attorney or financial planner be kept in the loop?

Yes, with your permission. Marc regularly works alongside the attorneys, CPAs, and planners who refer clients to him, and keeps that professional in the conversation throughout.

Do I need to complete counseling before I can move forward?

For a HECM, yes. Independent, HUD-approved counseling is required before closing, and Marc can point you to an approved counselor as soon as you are ready.

A Smarter Way to Use Your Home Equity

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Talk to a Beverly Hills Reverse Mortgage Specialist

Call (310) 447-5266 for a free, no-pressure, and confidential consultation, or ask your attorney or advisor to connect you directly. There is no cost and no obligation to find out whether a reverse mortgage makes sense for your home here in Beverly Hills, in Inglewood, or elsewhere in California.

Reverse Your Thinking® is a service of SayWhyNot, Inc., NMLS #2161957, CA DRE #02139767. Mathius M. Gertz, NMLS #1125159, CA DRE #01999021. Loans arranged through E Mortgage Capital, Inc., NMLS #1416824. Equal Housing Opportunity. This is not a commitment to lend or extend credit. Not all customers will qualify. For licensing information, visit nmlsconsumeraccess.org.